Al Khair Personal Finance Three Month without Term Cost

Special offer: No markup rate for the first Three months when you pay back your personal finance in full before the 3rd installment date

Do you want to renovate your home? Buy a new car or new furniture? Or even set off on your dream vacation?

Samba Al Khair personal finance gives up to SR 500,000 to meet your growing needs in a simple and easy way. Plus, you can enjoy 3 months of Zero % markup when you pay back the complete amount of your finance before the 3rd installment due date*. Apply now and make your dream come true with Samba.

*Terms & Conditions Apply

  • Approved by the Shariah Supervisory Board.
  • Instant approval over the phone.
  • Finance amount up to SR 500,000.
  • Repayment period of up to 60 months.
  • Possibility to Pay off the loan within three months of disbursement with zero term cost.
  • Fixed profit rate for the entire finance period.
  • Takaful Insurance - In case of death or permanent total medical disability, God forbid, all outstanding amounts will be considered paid subject to terms and conditions of insurance policy.
  • No guarantor required.
  • Samba Credit Card without annual fees for the entire finance period*.
  • Opportunity to top up your Al Khair finance for extra cash.

*Terms & Conditions Apply

  • You should be at least 18 years of age.
  • Your monthly income should be at least SR 2,500.
  • You should be employed for at least one month.

To apply for or learn more about Al-Khair Personal Finance from Samba:

Required Documents

  • Application form.
  • A photocopy of a valid ID.
  • Certificate of employment stating job title, joining date, monthly income and allowances, if any.
  • Salary transfer letter from the employer.


* Terms and Conditions apply.
* Annual percentage rate (APR) varies based on finance amount, installment, term to maturity and management fee. As an example (assuming an amount of financing SR 60,000, over a term of maturity of 12 months), the APR applicable shall be 1.88% inclusive of all management fees.
* If you pay off the loan within three months of disbursement the term cost only will be reimburse.
* Management fees should not exceed 1% of finance amount or SR 5,000 whichever is less.
* The annual membership fee for the card is free every year if the total purchases reach SR 8,000 or more each year.

Already have a Personal Finance?